✨ Software ✨

Banking (e.g., Mercury, Stripe Atlas)

When you’re managing a venture capital fund or building the next big startup, there’s no time for clunky banking. Wire fees, slow approvals, manual reconciliations, endless compliance paperwork — that’s not where you want your team’s energy going. You need banking that moves as fast as you do.
‍
At VCF.co, we know this world inside and out. Our software brings together the smartest VC banking tools on the market — think Mercury banking VC solutions, Stripe Atlas banking, and more — and wraps them into a seamless experience designed for today’s venture funds. Whether you’re a fund manager wiring a capital call or a founder tracking your first investor check, our platform helps you automate VC banking while staying fully compliant and transparent.
‍
Banking should be an asset, not a headache. Let’s show you how we make that happen.

Get Started Contact Us

Why Venture Capital Banking Needs a New Approach

Traditional banks weren’t built for startups or venture funds. Ask anyone who’s tried opening a VC fund bank account at a legacy institution — it’s weeks of back-and-forth, with little understanding of your business model or needs.
‍
And once your account is live? The real work begins:

check_circle
Chasing wire confirmations
check_circle
Piecing together balances across multiple entities

check_circle
Exporting statements manually
check_circle
Wrestling with compliance reports

It’s a mess that slows down operations and frustrates investors.
‍
Modern venture capital banking solves this. It offers fully digital onboarding, faster transactions, automated reporting, and tools that integrate with your fund’s existing workflows. The goal is simple: keep your money moving while giving you full visibility and control.

Get Started Contact Us

How VCF.co Helps You Bank Smarter

Our software connects with the best VC banking software out there, giving you flexibility and choice. You can use your existing Mercury banking VC or Stripe Atlas banking accounts and layer on advanced tools to manage fund flows, compliance, and investor reporting.

Here’s what that looks like in practice:

Instant bank account creation for new funds and SPVs

Automated capital call processing, including tracking inbound wires

Distribution automation, with clear reporting for LPs

Real-time dashboards showing fund balances and flows

Compliance-ready documentation, generated with a click

Seamless integration with cap table and fund admin software

The result? You spend less time managing money and more time deploying it.

Get Started Contact Us

Built for Every Stage of the Venture Cycle

Startup banking solutions look very different from the needs of a $200 million VC fund. Our tools scale with you.

If You’re Launching a New Fund: We help you set up compliant VC fund bank accounts quickly, connect them to your entity structure, and automate core processes from day one.

If You’re an Established Fund Manager: We integrate with your existing stack to help you automate VC banking across multiple entities and jurisdictions. No more late-night spreadsheet gymnastics before LP calls.

If You’re a Startup Founder: We make it simple to create accounts, manage cash, and prepare for investor audits. Our tools complement popular options like Stripe Atlas banking and Mercury banking VC accounts, giving you an extra layer of insight and automation.

Why Funds and Startups Choose VCF.co

Here’s what our users say matters most about our approach:

Speed and simplicity: Opening accounts, wiring capital calls, issuing distributions — it all happens faster and with fewer clicks.

Peace of mind: Built-in compliance checks and audit trails reduce risk and keep your back office happy.

Full transparency: Real-time dashboards give GPs and LPs alike full visibility into fund flows.
Integrations that just work: We play nicely with your fund admin, cap table, accounting, and CRM tools.
Flexibility: Use the bank accounts and providers you trust — we enhance, not replace, what’s already working for you.

Designed for the Venture Ecosystem

Our platform isn’t trying to be a bank. We’re a software layer built specifically to make banking for venture funds smarter.

We’ve designed every feature around the real-world needs of:

Fund managers running single or multi-entity structures

CFOs and fund admins looking to cut hours from reporting cycles

Founders who want clean financials for due diligence and board updates
LPs who expect professional, transparent fund management

And because we understand this space so well, we’re constantly evolving to support new use cases and regulatory requirements. From automating VC banking to help with cross-border transactions, we’ve got you covered.

Get Started Contact Us

The VCF Difference

There are a lot of tools out there promising better banking. So why do funds and startups keep choosing VCF.co?

check_circle
We Speak Your Language: Our team comes from venture and startup backgrounds. We know the pain points and we’ve built tools to solve them.
check_circle
We’re Obsessed With Automation: From automated investor reporting to VC fund bank account reconciliation, we constantly look for ways to cut manual effort.

check_circle
We Don’t Lock You In: Prefer Mercury banking VC for startups but a different provider for your fund? No problem. Our software works across banks and structures.
check_circle
We Keep Things Secure and Compliant: Banking in venture isn’t just about speed — it’s about trust. We follow strict security protocols and help you meet compliance needs effortlessly.

Get Started Contact Us

Ready to Modernize Your Banking?

If you’re tired of chasing wires, dreading compliance checks, or managing your fund through spreadsheets, it’s time to explore a better way.
‍
VCF.co helps you:

Open and manage VC fund bank accounts with ease

Use your preferred VC banking software

Layer automation on top of Mercury banking VC and Stripe Atlas banking

Simplify capital calls and distributions

Keep investors informed with real-time insights

Reduce risk and improve compliance

Banking doesn’t have to be a drag. With VCF.co, it becomes a strategic advantage.

Get started today and see how we can help you bank smarter.

Get Started Contact Us

Frequently Asked Questions

General Questions About VCF.co

What is VCF.co?

VCF.co is a streamlined platform that enables entrepreneurs, investors, and fund managers to quickly set up venture capital funds using special purpose vehicles (SPVs). The platform simplifies legal, compliance, and back-office operations so you can focus on investing.

Who should use VCF.co?

VCF.co is ideal for angel investors, syndicate leads, startup accelerators, emerging fund managers, and family offices looking to pool capital for venture deals without the complexity of launching a traditional VC fund.

How does VCF.co differ from forming a traditional VC fund?

Traditional VC funds involve complex, costly, and time-consuming legal and compliance processes. VCF.co offers a faster, more affordable alternative through SPVs—letting you form a deal-by-deal fund with limited overhead and streamlined administration.

What is an SPV and how does it work?

An SPV (Special Purpose Vehicle) is a legal entity created to pool investor capital for a specific investment. With VCF.co, you can set up an SPV in minutes, onboard LPs, collect funds, issue equity, and manage distributions—all within a compliant framework.

Legal, Compliance & Investor Onboarding

Is VCF.co compliant with SEC regulations?

Yes. VCF.co structures SPVs to comply with SEC exemptions, typically using Regulation D Rule 506(b) or 506(c), depending on your fundraising needs. We also help you maintain proper KYC, AML, and investor accreditation processes.

Can I accept non-accredited investors through the platform?

Most SPVs created on VCF.co follow exemptions that require accredited investors only. However, we can advise on structures that may accommodate non-accredited investors under specific frameworks.

Does VCF.co provide legal documentation?

Yes. VCF.co offers customizable, attorney-drafted legal templates including operating agreements, PPMs, subscription docs, and investor disclosures. For complex deals, custom legal support is available.

How are investors onboarded?

Investors receive a branded invite, go through a seamless digital onboarding flow, complete KYC/AML, and sign subscription docs electronically. Funds can be wired or ACH-transferred directly into the SPV’s escrow account.

Fund Administration, Fees & Operations

What does VCF.co charge?

VCF.co typically charges a setup fee per SPV, plus an annual administration fee based on assets under management (AUM) or number of LPs. Custom pricing is available for high-volume users, accelerators, and family offices.

Who handles distributions and capital calls?

VCF.co manages capital calls, waterfall calculations, LP distributions, and tax reporting (including K-1s). You maintain full visibility and control while we automate the back office.

Can I track my SPV's performance in real time?

Yes. VCF.co provides a real-time dashboard with capital deployed, investor commitments, cap table ownership, and return metrics. You and your LPs get transparency at every step.

Does VCF.co offer banking or custodial services?

We partner with leading custodians and escrow providers for fund transfers and capital custody. Your SPV receives its own account with segregated funds and institutional-grade security.

Banking (e.g., Mercury, Stripe Atlas)

Why Venture Capital Banking Needs a New Approach

Chasing wire confirmations

Piecing together balances across multiple entities

Exporting statements manually

Wrestling with compliance reports

How VCF.co Helps You Bank Smarter

Built for Every Stage of the Venture Cycle

Why Funds and Startups Choose VCF.co

Designed for the Venture Ecosystem

The VCF Difference

We Speak Your Language: Our team comes from venture and startup backgrounds. We know the pain points and we’ve built tools to solve them.

We’re Obsessed With Automation: From automated investor reporting to VC fund bank account reconciliation, we constantly look for ways to cut manual effort.

We Don’t Lock You In: Prefer Mercury banking VC for startups but a different provider for your fund? No problem. Our software works across banks and structures.

We Keep Things Secure and Compliant: Banking in venture isn’t just about speed — it’s about trust. We follow strict security protocols and help you meet compliance needs effortlessly.

Ready to Modernize Your Banking?

Frequently Asked Questions

General Questions About VCF.co

What is VCF.co?

Who should use VCF.co?

How does VCF.co differ from forming a traditional VC fund?

What is an SPV and how does it work?

Legal, Compliance & Investor Onboarding

Is VCF.co compliant with SEC regulations?

Can I accept non-accredited investors through the platform?

Does VCF.co provide legal documentation?

How are investors onboarded?

Fund Administration, Fees & Operations

What does VCF.co charge?

Who handles distributions and capital calls?

Can I track my SPV's performance in real time?

Does VCF.co offer banking or custodial services?

Effortlessly Launch Your Venture Capital Fund using SPVs.

Services

Software

Company

Compliance